Based on a search of Ellen White's books for statements specifically addressing "insurance" and "health funds," there is no direct condemnation or explicit counsel against getting insured with worldly health funds in the available annotated texts. Ellen White does discuss the purpose and principles of health reform and the operation of Adventist health institutions, emphasizing that these should not be run for profit or according to worldly business models, but rather as a branch of God's benevolent work. She also warns against lowering spiritual standards to attract unbelievers or focusing on financial gain. However, there is no clear, annotated statement in her books that directly addresses or opposes the practice of obtaining health insurance from worldly or secular sources. If you are seeking a specific prohibition or warning against joining worldly health insurance funds, it does not appear in the main book sources. If you would like, I can expand the search to other collections (such as manuscripts, periodicals, or compilations) to see if there is more direct counsel on this topic. Let me know if you would like me to do so. References: - Ellen G. White, various published books and annotated texts (no direct statement found on this topic).

After searching Ellen White's manuscripts, periodicals, compilations, pamphlets, and miscellaneous writings, there is no direct, annotated statement in Ellen White's writings that explicitly condemns or warns against getting insured with worldly health funds. Ellen White does discuss the principles of health reform, the operation of Adventist health institutions, and the importance of benevolence and faith in God for health and healing. She emphasizes that Adventist health institutions should not be run for profit or according to worldly business models, but as a branch of God's benevolent work. There are references to the need for funds to support health institutions and to provide for the worthy poor, but these are about church-based benevolence, not about insurance with secular or worldly health funds. Notably, in one manuscript, Ellen White actually instructs that a house be insured: “I wish you would see that the house at Healdsburg is insured. Talk with Lucinda about it. I feel anxious in regard to it.” (Letter 17, 1880, 3MR 404.2). This suggests she was not categorically opposed to the concept of insurance. **Summary:** There is no clear, annotated statement in Ellen White’s writings that directly opposes or warns against obtaining health insurance from worldly or secular sources. Her counsel focuses on the spiritual and practical operation of Adventist health work, not on prohibiting insurance with outside organizations. **References:** - Ellen G. White, Letter 17, 1880, Manuscript Releases, vol. 3, p. 404.2 - Ellen G. White, various manuscripts, periodicals, compilations, and pamphlets (no direct statement found on this topic)